MOTORCYCLES

Here are some common sense tips for what to wear while you are out tearing it up on your brand new motorbike.

First off, and I know this is old but it always bears repeating, get a helmet. Which would you rather have to do; hammer a few well earned dents out of your bike, or have the doctor hammer a few dents out of your skull? Besides, with all the technological advances in helmet engineering, you might actually look pretty cool with one on your noggin. Oh yeah, and make sure it fits snugly on your head.

Next, you will want to invest in clothing that will protect the rest of your body. With motorcycling, falling is inevitable. Get a jacket, pants, boots and gloves that will be sturdy enough to take a beating, but will still allow your body to stay cool and breathe well. It can get a little toasty under all that leather. Keep in mind also that you do not want your clothing to inhibit the operation of your machine, so make sure that the stuff you get fits well. Oh yeah, and fit is more important than style, ok?

Protective gear has come a long way, offering benefits like waterproofing, special kevlar composites and padding to protect those, um…sensitive areas. Be willing to invest in a quality set of protective gear and you won’t regret the extra money spent. Next we need to talk about boots.

Boots come in an amazingly broad variety, and they are an absolute must for riding a motorcycle. Forget about wearing anything else unless you really aren’t concerned about protecting your feet, ankles, and lower calf. Remember that comfort and fit are important, just as much as the new, fancy kevlar lining and neat zippers and buckles are. The boots should be fairly stiff, but only pro racers need boots that are completely rigid.

There are plenty of other handy tools and add ons that you can get for your bike. Be sensible and choose the ones that would be best for the kind of riding that you will be doing. Do your homework and go for quality.

After you have fitted yourself with the latest in motorcycle apparel, including a more than just decent pair of boots, the next thing to equip yourself with is a riding buddy. Never go riding alone, because even if you have the fancy global positioning instrumentation installed, with the emergency radio built into your well fitting helmet, it will be kind of hard to operate any of that stuff if your neck is broken and you can’t move or speak. Riding buddy…if you don’t have one, get one!

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When I was in the automotive industry I saw the extension of car loans going into 54, then 60, then 72 months and with the extension of the loan installments came the inevitable negative equity. In general the longer the term you finance for the more likely you are to find yourself “upside down”. The motorcycle industry is no stranger to this as well and recently with the motorcycle finance companies offering loans that extend payments out as far as 72 months the problem is just getting worse. This is even more common with motorcycles that depreciate rapidly.

Just as with automotive loans when you extend the payments out over more than three years you begin to put yourself in a situation where your debt exceeds the value of your motorcycle. This is even more true if you do not put money down or even worse if you trade in a bike that you still owe on.

But how does this happen and what can be done to prevent it?

To begin with you need to look at the way the lender determines the interest. Some lenders use the rule of 78 in which you will be paying almost all interest at the beginning of the loan and then you have the other more preferable method of simple interest.

With an installment plan set up on a rule of 78 interest calculation you will be paying almost pure interest for the first couple of years and therefore will have virtually nothing in the way of equity. When you consider that statistically the average motorcycle owner trades bikes more often than every two years you can begin to see how this can be a problem.

The interest computation of choice is simple interest; as a matter of fact I personally would accept no other option. The way simple interest works is that it is calculated on the balance of the loan and if you keep the length of the loan at a reasonable time frame you will not run into the negative equity problem. If you extend the payments out over more than four years you will still get yourself in trouble just as you will if you skip payments.

If you have found yourself in a negative equity or upside down situation with your motorcycle don’t feel like there is no way out. A lot of people just give up and allow their bike to be repossessed and sold off at auction which just exacerbates their problem, now you owe money on a bike that you don’t have and can’t ride!

To avoid being caught in the “upside down” predicament on your motorcycle always look for a lender that will give you a simple interest loan on your bike. Secondly, always put some money down upfront to reduce the payments and the terms. Finally, never finance your motorcycle purchase over more than three years.

Gregg Hall is a consultant for online and offline businesses and lives in Navarre Florida. Get reviews on motorcycle gear and accessories at http://www.motorcyclegearandaccessories.com

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“If you are going to do something, be the best”
Ginichi Kawakami, Yamaha Motor Company First President.

Yamaha Motorcycles, under this motto, employing all its creativity, and with a very strong spirit of challenge, became what it is now: one of the biggest players in the worldwide motorcycling scene.

But Yamaha’s history doesn’t start with motorcycles…

It is back in 1877 that Torakusu Yamaha started with the Nippon Gakki Company that later would become Yamaha Corporation: an important manufacturer of fine musical instruments.

As the company grew, they explored several fields of opportunity in the textile industry and others.

During the World War II, the company set up a factory to produce airplane propellers. This plant played an important role in Yamaha’s entry to the motorcycle industry as you will see.

After the war, Yamaha Corporation had to find new ways to use the tooling and experience that had been accumulated during their times in the airplane industry, and it was then when Yamaha Motor Corporation was founded.

It’s important to mention that even though this new company was just another branch of Yamaha Corporation, it was placed under an independent management. In this case, under the guidance of Ginichi Kawakami; which turned out to be a brilliant move.

Before producing their first motorcycle, Ginichi Kawakami traveled a lot establishing what would be very useful relationships. He also sent out his engineers to Europe and had them learn how to build motorcycles, particularly from DKW; whom with they kept an underground and unofficial long lasting relationship.

One proof of this is that nowadays, the only two manufacturers in the world of mass-produced five side-valve engines are Yamaha an Audi (DKW - Auto Union).

One of the most important legacies from this international relationships were all the skills learnt by Yamaha’s engineers on two stroke engines know-how. Other manufacturers as Suzuki would not reach the same level of development in this area till seven years later.

Not to wonder why the first bike from Yamaha Motorcycles the 125 YA-1 was fairly a faithful copy of the 1949 DKW RT 12. The only two important differences were the four speed gearbox instead of the original three speed gearbox, and a gear transmission replacing the primary chain drive.

IMPORTANT MODEL FROM YAMAHA MOTORCYCLES

>>> Yamaha YA-1

Even though the Yamaha YA-1 - baptized “Acatombo” (Red dragonfly) by its fans - had “nothing in special” and was more expensive than its competitors, it almost immediately became a great success.

It was reliable: before putting it into the market, the prototypes were tested along 10,000 miles of rough rides . Even the big boss himself, Ginichi Kawakami, rode the bike without any incident from Hamamatsu to Tokyo.

It was beautiful: with this model Yamaha was the first manufacturer to put special attention to the decoration of the motorcycle. This task was given to GK Design in Tokyo. It’s worth mentioning that this firm has designed the “look” of most Yamaha motorcycles to date.

It was fast: the YA-1 obtained excellent overall results in the most important local races of that time: Mount Fuji (third place) and Mount Asama (first place).

In fact it was this aggressive attitude in the sporting world that helped Yamaha Motorcycles gain fast acceptance even though they made a late start in the motorcycle scene (in comparison to Honda and Suzuki).

In other words: Yamaha Motorcycles showed the world they had arrived to be considered good and fierce competitors from the beginning. Particularly to Honda and Suzuki.

Other important models from that time were:

>>> The Yamaha YD-1 (the competition for the Suzuki TP of that time)

Some technical specifications:

Yamaha YD-1

15 hp
70 mph.
185,000 yen

in comparison to:

Suzuki TP

18 hp
80 mph.
195,000 yen

>>> The Yamaha YDS-1

The dream bike of all young Japanese between 1959-1960.

Some technical specifications:

20 hp
333 lbs.
85 mph.

Direct rival of the Honda CB72

Since then, the history of models and victories goes on and on…

Today, Yamaha Motorcycles is one of the major players in the worldwide motorcycling scene.

Just to give you an idea of how important Yamaha Motorcycles have become:

- The 2004 Moto GP was won by excellent rider Valentino Rossi on a Yamaha motorcycle.

I could go an and on writing about Yamaha Motorcycles, victories, challenges and models but I would need a whole book

So to learn more about Yamaha Motorcycles, I invite you to visit this page:
http://www.yamaha-motor.com/products/mcy/epic/epic_home.html
You will find a pictorial history of Yamaha Motorcycles from 1955 to 2001.

Enjoy the ride!

Daniel Levy is the owner and contributing author of Motorcycle-Articles.com. A great article directory intended exclusively for motorcycle articles and information. Publish your own articles, find great content for your motorcycle site or just hang out with us for a while. Click in and enjoy the ride! http://www.motorcycle-articles.com

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